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Terms and Conditions for ITC
Last updated: 1 st June, 2017

Individual Membership: Participation in the closed-user group, which entitles the Member to access all of the Benefits offered by Insider Travel Club through the Insider Travel Club Membership Program.

Individual Membership Application: Your Membership application form, including these Terms and Conditions, and the application process.

Monthly Membership Fee: The monthly payment made by a Member to maintain Membership in the Program.

Program: The Insider Travel Club Benefits Membership Program.

Provider: A third party with whom Insider Travel Club has entered into a contract whereby the third party provides Benefits to Members of the Insider Travel Club closed-user group Membership Program operated by Insider Travel Club.

Website: The Insider Travel Club Website, www.InsiderTravelClub.com or sub domains of that Website and any other websites including subdomains through which Insider Travel Club may offer access to Program Benefits from time to time.

  1. Minimum Age:
    You must be 18 years of age or older.
  2. Acceptance:
    Membership in the Program becomes effective only when the Membership Application is accepted by Insider Travel Club and the Initial Membership Fee and the first Monthly Membership Fee is paid and received by Insider Travel Club, and you have accepted these Terms and Conditions of Membership. Continued Membership is at all times after acceptance conditional upon payment by you of the Monthly Membership Fee. Insider Travel Club may refuse to accept any Membership Application in its sole discretion.
  3. Payment Authorization:
    You hereby authorize Insider Travel Club to charge your credit or debit card identified in your Application, or provided to Insider Travel Club from time to time, with the Initial Membership Fee and the Monthly Membership Fees. You hereby certify that the credit or debit card used to make payment is held in your name or that you are an authorized user of the card. Payments contemplated by this purchase consist of the Initial Membership Fee and the recurring Monthly Membership Fees until the Membership is cancelled by notice in writing in accordance with these Terms and Conditions.
  4. Providers of Benefits:
    Insider Travel Club supplies certain Benefits itself and/or through associated entities but also contracts with various Providers to provide Benefits to Members, which Benefits will change from time to time. Insider Travel Club shall at all times provide updated information as to Benefits available on its Website.
  5. Authorized Users:
    Benefits may be used by any Member. A maximum of two (2) adults aged 18 or older may travel per booking provided at least one (1) adult on the booking is a Member or is an adult aged 18 or older who resides in the same household as a Member. A Membership may only be held in the name of an individual person; Insider Travel Club does not accept Membership Applications in multiple names, partnerships, and trusts or in the names of, or on behalf of, business entities. Members may take dependent children on Insider Travel Club' bookings by paying the designated trip charge. Children may be charged an additional Dependent Child Fee ("DCF"), which is particular to each booking and will change accordingly. Dependent children are those children residing with their parent(s) or legal guardian(s), in full-time education and 18 years of age or under. Those children who are over the age of 18, unmarried, residing with their parent(s) or legal guardian(s), and attending full-time education (up to the age of 25) are also considered dependent children for these purposes. In addition, a child who is permanently disabled (no matter what age) and under the direct care of his or her parent(s) or legal guardian(s) is a dependent child for these purposes. Additional rooms for dependent children under the age of 18 years not sharing accommodation with adult guests can be requested but are not guaranteed to be available and will be subject to additional charges, which may vary.
  6. Selection of Benefits:
    It is your responsibility to choose which Benefits you use. Not electing to participate in all or any of the Benefits offered does not constitute a breach of your Membership. Except in accordance with the provisions for Cancellation in these Terms and Conditions, you will not be eligible for a full or partial refund of your Initial Membership Fee and Monthly Membership Fees as a result of your non-use of any of the Benefits of the Program. Benefits available may be varied and/or replaced by alternative Benefits at any time in the sole discretion of Insider Travel Club.
  7. Availability:
    Due to the inherently limited inventory in the travel industry, the availability of specific services or features such as room upgrades or amenities is not guaranteed and may be subject to limits on availability or price, which may vary. Insider Travel Club will make every reasonable effort to offer you the best possible price, but prices may increase above the initially published price due to limited inventory availability. Benefits are booked subject to the booking terms and cancellation policy applicable to each booking, which may contain restrictions imposed by a Provider, such as minimum or maximum age requirements, travel insurance and visa requirements. It is your responsibility to ensure that you are able to comply with the booking terms, including any such restrictions or requirements, before booking. Insider Travel Club shall not be responsible for your failure to comply with such restrictions or requirements, where you have been advised of these on or prior to booking.
  8. Membership is Non-Transferable:
    Membership is personal to you as a Member and you may not transfer, assign, charge or otherwise dispose of any of your rights or obligations without the prior written consent of Insider Travel Club. Membership shall terminate automatically on the death of the individual in whose name the Membership is held.
  9. Provider Terms and Restrictions:
    These Terms and Conditions must be read in conjunction with the terms and restrictions unique to each Provider, and the purchase of all products and/or services is subject to the terms and conditions of use or booking of the Provider supplying such products or services to the Member.
  10. Website Content Without Warranties:
    All materials, information, software, products, and services included on or available through the Website (the "content") are provided "AS IS" and "AS AVAILABLE" for your use. The content is provided without warranties of any kind, either express or implied.
  11. Disclaimer of Liability and Limitation of Damages:
    Insider Travel Club, its parent, subsidiaries, associated entities, Providers, contractors, licensors, suppliers, agents, any independent provider/transmitter of information, and the employees, agents, assigns, owners, officers or directors of the foregoing parties (collectively, the "covered parties") shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages that result from: (1) the use of, or inability to use, the Website; (2) any inaccuracy, error, delay in or omission of, any information, or the transmission or delivery of any information; (3) any negligent or reckless act or omission; or (4) any force majeure event. In no event shall any of the covered parties' liability for damages to a Member exceed the Initial and Monthly Membership Fees paid by the Member during the 12 months immediately preceding the first event that is alleged to have caused the damages. Nothing in this clause shall be effective to limit the liability of the covered parties in respect of death or personal injury caused by negligence.
  12. Arbitration:
    Any controversy, claim or dispute arising out of or relating to these Terms and Conditions shall be resolved exclusively by confidential, binding arbitration in Lexington County, South Carolina, USA. The arbitration shall be conducted before the American Arbitration Association, before a single arbitrator, and shall be conducted pursuant to the Commercial Dispute Resolution Procedures then in effect. Judgment upon any award rendered in the arbitration may be enforced by any court of competent jurisdiction. Unless decided otherwise in the arbitration, each party shall bear its own fees and costs, and costs of arbitration/shall be shared equally.
  13. Governing Law:
    These Terms and Conditions shall be governed by and construed in accordance with the laws of the state of South Carolina, USA, excluding its conflict of laws rules. Any conflict or inconsistency between these Terms and Conditions and the Website Terms of Use at www.InsiderTravelClub.com shall be resolved in favor of the Website Terms of Use. Consumers in England, Wales, Northern Ireland and Scotland have certain important rights under the consumer protection provisions of Regulations 7-8, 13-18 and Schedule 2 of The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, which are hereby included by reference as additional Terms and Conditions of said Consumers' Membership in the Insider Travel Club. You may access The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, by clicking: http://www.legislation.gov.uk/uksi/2013/3134/pdfs/uksi_20133134_en.pdf. Any conflict or inconsistency between the applicable provisions of The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, and provisions of these Terms and Conditions of Membership shall be resolved in favor of The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.
  14. Propriety Ownership and Rights:
    The Website content, including, but not limited to, its appearance, layout, color scheme, and design, and the Program, software, logos, trade, service and other marks used with the Website or the Program from time to time belong to and shall remain the property of Insider Travel Club or its licensors and are protected by intellectual property laws. Any software that is made available to download from the Website (the "Software") is the copyrighted work of Insider Travel Club, its subsidiary, associated or affiliated entities and/or its Providers and/or their suppliers or licensors. Insider Travel Club grants you only a limited, non- transferable, revocable and non-exclusive license to use the Software, documentation and other content of the Website necessary to access, explore and otherwise use the Website in real time and to use the materials and the Benefits of the Program on the Website in a manner consistent with these Terms and Conditions. Copying or reproduction of the Software or of the Website content or Program to any other server or location for further reproduction or redistribution is expressly prohibited. You agree not to copy, rent, lease, sell, distribute, or create derivative works based on the Website content or the Program, in whole or in part, by any means, except as expressly authorized in writing by us. You shall not use, disseminate or reproduce any Insider Travel Club or Insider Travel Club trademarks, tradenames, trade dress, service marks, copyrights or other intellectual property in marketing materials, or in advertising on social media, including, but not limited to, Facebook, Twitter, or LinkedIn, domain registration or any other advertising and or marketing outlet without the prior express written consent of Insider Travel Club.
  15. Website Use:
    You shall not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions, the Website Terms of Use, or applicable law, and you agree to respect the rights of other users of the Website. Insider Travel Club reserves the right to terminate your use of the Website and your Membership if, at any time, you engage in any conduct that Insider Travel Club, in its sole discretion, deems to be detrimental to Insider Travel Club, the general public or other users. In such instances, you shall forfeit Membership "points" or any other incentives awarded by Insider Travel Club or our Providers that are accrued but not redeemed or used upon the termination of your Membership. In addition, you agree to refund to Insider Travel Club the reasonable value of any incentives or remuneration you receive or realize as a result of any illegal or wrongful conduct, or conduct in violation of these Terms and Conditions.
  16. Independent Relationship:
    No relationship between Insider Travel Club and any third parties, including, but not limited to, Providers, travel agents, travel experts, writers, and Members, whether or not they share in the revenues and/or profits of Insider Travel Club, who post, publish, view, receive, or utilize information and/or materials on the Website shall be construed as establishing agency, employment, partnership, joint venture or any other relationship giving rise to vicarious liability of Insider Travel Club, its parent, subsidiaries, Providers, associated or affiliated entities or any officer thereof.
  17. Changes to Terms and Conditions:
    Insider Travel Club may revise and amend these Terms and Conditions from time to time. Your use of any of the Website or Benefits offered in the Program will be subject to the Terms and Conditions in force at the latest time you access the Website and the Benefits, and your use of the Website and/or the Benefits shall constitute your acceptance of the applicable Terms and Conditions.
  18. Authorization to Disclose Contact Information:
    By completing and submitting the Membership Application Form, you specifically authorize Insider Travel Club to transfer and disclose personal or confidential contact information which you have provided to Insider Travel Club in connection with your Membership Application Form to its parent, subsidiaries and associated or affiliated entities, its partners, licensees, agents, Providers and vendors, as well as, if required by law, applicable government or regulatory bodies. You consent to Insider Travel Club and its parent, subsidiaries and associated or affiliated entities, its partners, licensees, agents, Providers, vendors and independent sales representatives communicating with you by electronic mail at the email address and/or by text message at the cell number you have entered on the Membership Application Form or as provided to Insider Travel Club by you from time to time. Such emails and /or text messages may include offers and solicitations for the sale and purchase of Insider Travel Club products, sales aids, and services. Your consent to receive such emails and/or text messages shall continue during the currency of this agreement and shall survive the termination or expiration of this agreement for any reason unless and until you inform Insider Travel Club of revocation of consent to receive such communications. You may revoke your consent in writing by emailing membership@myinsidertravel.com or by utilizing the unsubscribe option contained within an Insider Travel Club email or text communication.
  19. Indemnification:
    You agree to indemnify Insider Travel Club for any liability, including legal fees, costs and disbursements, damages, fines, penalties, or other awards arising from your conduct and that of your companion when travelling as a Insider Travel Club Member or companion. Insider Travel Club may at any time set off any liability of the Member or companion against any liability of Insider Travel Club, whether either liability is present or future, liquidated or unliquidated, and whether or not either liability arises under these Terms and Conditions. Any exercise by Insider Travel Club of its rights under this section shall not limit or affect any other rights or remedies available to Insider Travel Club under these Terms and Conditions, applicable law or otherwise.
  20. Entire Contract:
    The Membership Application Form and these Terms and Conditions constitute the entire contract between you and Insider Travel Club relating to your Membership. Any promises, representations, offers, and other communications not expressly set forth or incorporated by reference in these Terms and Conditions are of no force or effect.
  21. Waivers:
    Any waiver by Insider Travel Club of any breach of these Terms and Conditions must be in writing and signed by an authorized officer of Insider Travel Club. Waiver by Insider Travel Club of any breach of these Terms and Conditions by you shall not operate or be construed as a waiver of any subsequent breach.
  22. Partial Invalidity:
    If any provision of these Terms and Conditions is held to be invalid or unenforceable, such provision shall be reformed only to the extent necessary to make it enforceable and the balance of these Terms and Conditions will remain in full force and effect.
  23. Your Right of Cancellation:
    You have the right to cancel within 14 days of any payment without giving any reason. To exercise the right to cancel, you must inform us of your decision to cancel this contract by a clear statement (e.g., a letter sent by email) to membership@myinsidertravel.com. To meet the cancellation deadline, it is sufficient for you to send your communication concerning your exercise of the right to cancel before the 14-day cancellation period has expired.

    Effects of cancellation:
    If you cancel this contract within 14 days of your last payment, we will reimburse to you the last payment received from you, including any costs of delivery (except for supplementary costs arising if you chose a type of delivery other than the least expensive type of standard delivery offered by us). We will make the reimbursement without undue delay, and not later than:

    30 days after we received cancellation notice

    We will make reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of the reimbursement. If you requested to begin the performance of services (i.e., the receipt of Benefits under the Membership Program) during the cancellation period, you shall pay us an amount, which is in proportion to what has been performed until you have communicated to us your cancellation of this contract, in comparison with the full coverage of the contract.

  24. Termination:
    After the expiry of the cancellation period, your Membership shall remain in effect until (i) terminated by you by sending, in writing, notice of termination of your Membership by certified mail to Insider Travel Club, ATTENTION: INSIDER TRAVEL CLUB BENEFITS MEMBERSHIP PROGRAM, P.O. Box 846, Traveler's Rest, SC 29690 or by email to membership@myinsidertravel.com or (ii) terminated by Insider Travel Club by sending in writing, notice of termination of your Membership to you by certified mail at the address held on file by Insider Travel Club for you or by email to the email address held on file for you at the date of the notice. (Notice to Insider Travel Club must include your signature, printed name, address, and Member Identification Number). Your Membership will also be terminated with immediate effect if you stop payment of the Monthly Membership Fee or if any of the information provided by you on your Membership Application is found to be false, inaccurate or fraudulent. Notice of termination must be received by Insider Travel Club at least five (5) business days prior to the scheduled payment date of your account. If a termination notice is received fewer than five (5) business days prior to the scheduled payment date, termination will become effective in the month following the month in which the notice of termination is received by Insider Travel Club. Termination by either party shall terminate your use of the Benefits of Membership and access to the Website with effect from the next scheduled payment date.

    The following terms when used herein shall have the following meanings:

    1. Benefits:
      Access to the various special products and services made available to Members, which Benefits shall be as published on the Insider Travel Club Website.
    2. Initial Membership Fee:
      The one-time payment due on application to become a Member.
    3. Force Majeure Event:
      An extraordinary event or circumstance beyond the control of the parties, such as a war, strike, riot, crime, or an act of God, such as hurricane, flooding, earthquake, volcanic eruption, etc., that prevents one or both parties from fulfilling their obligations under this contract.
    4. Insider Travel Club:
      Insider Travel Club, LLC a South Carolina Limited Liability Company.
    5. Member:
      A person who has been accepted by Insider Travel Club as a Member of the Insider Travel Club and who has paid the Initial Membership Fee and continues to pay the Monthly Membership Fee. A person immediately ceases to be a Member if he or she terminates his or her Membership or fails to pay the Monthly Membership Fee when due.

Privacy Statement for ITC
Last updated: 19th Oct 2016

This Privacy Policy governs the manner in which InsiderTravelClub collects, uses, maintains and discloses information collected from users (each, a "User") of the InsiderTravelClub website ("Site"). This privacy policy applies to the Site and all products and services offered by InsiderTravelClub.

Personal identification information
We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, place an order, fill out a form, respond to a survey, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information
We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies
Our Site may use "cookies" to enhance User experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

InsiderTravelClub may collect and use Users personal information for the following purposes:

  • To run and operate our Site
    We may need your information display content on the Site correctly
  • To improve customer service
    Information you provide helps us respond to your customer service requests and support needs more efficiently.
  • To personalize user experience
    We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
  • To improve our Site
    We may use feedback you provide to improve our products and services.
  • To process payments
    We may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service.
  • To run a promotion, contest, survey or other Site feature
    To send Users information they agreed to receive about topics we think will be of interest to them.
  • To manage product reviews and ratings
    We may use third party service providers to help us manage product reviews and ratings left by Users.
  • To send periodic emails
    We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests.

How we protect your information
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction informationand data stored on our Site.

Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.

Sharing your personal information
We may share or sell information with third parties for marketing or other purposes. We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Electronic newsletters
If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Third party websites
Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensor’s and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies.

Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

Google AdSense
Some of the ads may be served by Google. Google's use of the DART cookie enables it to serve ads to Users based on their visit to our Site and other sites on the Internet. DART uses "non personally identifiable information" and does NOT track personal information about you, such as your name, email address, physical address, etc. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at http://www.google.com/privacy_ads.html

Changes to this privacy policy
InsiderTravelClub has the discretion to update this privacy policy at any time. When we do, we will post a notification on the main page of our Site. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications

Your acceptance of these terms
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us
If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at info@myinsidertravel.com